Car finance Claims: Car finance is a popular option for drivers in the UK, but not all agreements are as transparent as they should be.
Many customers have been affected by undisclosed commissions and unclear finance terms, leaving them paying more than they should or stuck with unfair deals. If this has happened to you, Your Lawyers can help you claim.
This article explains the issue of undisclosed commissions and unclear finance terms, your rights as a consumer, and how to start your car finance claims process today.
When purchasing a vehicle on finance, you trust that the terms are fair and that you are getting a good deal. However, in many cases, customers are unaware that car dealerships or brokers receive undisclosed commissions from lenders.
These commissions can create a conflict of interest. Rather than recommending the most suitable finance option for you, dealers may push higher-interest agreements to maximise their own earnings. This practice is not only unethical but may also breach the duty to act fairly and transparently under UK consumer protection laws.
Unclear finance terms are another issue. Many customers have reported being misled or not properly informed about:
These problems can result in customers paying thousands of pounds more than they expected or being tied into agreements that do not suit their financial circumstances. If your agreement involved undisclosed commissions or unclear terms, you may be eligible to make a car finance claim and recover the money you have overpaid.
Consumers have rights under UK laws, including the Consumer Credit Act 1974 and the Consumer Rights Act 2015. These laws require lenders and brokers to act fairly, provide clear and accurate information, and disclose any conflicts of interest. If they fail to meet these standards, you could be entitled to compensation.
If you have paid more than you should have due to undisclosed commissions or unclear terms, you may be able to claim back the overpayment and additional compensation for the financial harm caused. At Your Lawyers, we have helped thousands of clients recover compensation in consumer rights cases. We can assess your case for free and guide you through the process of holding lenders and brokers accountable.
At Your Lawyers, we are dedicated to protecting consumer rights and helping our clients secure the compensation they could be entitled to. With years of experience in handling claims, we are a trusted legal partner you need.
When you choose Your Lawyers, you can trust that your case is in expert hands.
If you have been affected by undisclosed commissions or unclear terms in your car finance agreement, do not wait to take action. You could be entitled to significant compensation for the financial losses suffered.
Your Lawyers make it easy to start your car finance claim. Claim with us today to get started, and we can assess your case, explain your rights, and guide you through the process from start to finish.
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