Many UK consumers have unknowingly fallen victim to mis-sold car finance due to undisclosed commissions and unclear finance terms.
If you were not fully informed about how your car finance agreement was structured, you could be entitled to compensation.
At Your Lawyers, we specialise in helping consumers reclaim what is rightfully theirs.
Mis-selling occurs when financial products are sold unfairly or without providing customers with all necessary information. In the case of mis-sold car finance, common issues include:
Undisclosed Commissions – Many lenders paid car dealerships commissions for securing finance agreements, but these were often not disclosed to consumers. This meant that some dealerships may have prioritised higher-commission agreements over the best options for their customers.
Unclear or Misleading Terms – Some agreements contained hidden fees or excessive interest rates that were not adequately explained. Many customers were not given a full breakdown of how much they would ultimately pay.
Unfair Broker Practices – Some dealerships or brokers may have pushed customers into more expensive finance agreements when cheaper options were available, prioritising their own financial gain rather than the best interests of the buyer.
Lack of Proper Explanation – In some cases, customers were not informed about alternatives such as hire purchase (HP) or personal contract purchase (PCP) and were instead led into agreements without understanding the long-term costs and conditions.
These practices may have left many consumers trapped in expensive and unfair finance deals, often paying thousands more than they should have.
If you suspect that your car finance deal was unfair, taking action is straightforward. Here is how Your Lawyers could help:
Assess Your Agreement – We can review your car finance agreement to determine whether you were mis-sold the product. If the dealership or lender failed to disclose commissions or misled you on key terms, you could have a strong claim.
Gather Evidence – Our team can collect supporting documents, including finance agreements, payment records, and communications with the dealership or lender. This can help build a strong case for compensation.
Make a Claim – We can formally submit your compensation claim and negotiate on your behalf to recover your losses. Many customers have successfully reclaimed thousands of pounds in compensation due to unfair car finance agreements.
Legal Action if Necessary – If the lender or dealership refuses to settle, we can take legal action on your behalf, ensuring you receive the compensation you are entitled to.
You may be eligible for compensation if:
At Your Lawyers, we have extensive experience handling mis-sold car finance claims and securing compensation for our clients. Here is why you should choose us:
Start Your Claim Today
If you were affected by mis-sold car finance, you could be entitled to substantial compensation. Time limits may apply, so do not delay in seeking justice. The sooner you take action, the better your chances of securing the full compensation you deserve.
Our team is ready to help you fight for justice and recover the money you may have overpaid due to unfair and misleading car finance agreements.
Really need to know if you have a PCP Car Finance claim to make?
Use our claim tool above to find out if you are eligble for thousands of pounds in compensation!
Claim NowThe content of this post/page was considered accurate at the time of the original posting and/or at the time of any posted revision. The content of this page may, therefore, be out of date. The information contained within this page does not constitute legal advice. Any reliance you place on the information contained within this page is done so at your own risk.